YNAB (You Need A Budget)

YNAB (You Need A Budget)

By You Need A Budget LLC

  • Category: Finance
  • Release Date: 2015-10-20
  • Current Version: 2.6.3
  • Adult Rating: 4+
  • File Size: 76.79 MB
  • Developer: You Need A Budget LLC
  • Compatibility: Requires iOS 10.0 or later.
  • App Ratings:
    4.5/5 ( 8,626 App Reviews)
  • Price:
YNAB (You Need A Budget) App Ratings: 4.5
Based on 8,626 App Reviews

YNAB (You Need A Budget) App Details

YNAB—Budget, Personal Finance, Expense Tracker YNAB will help you break the paycheck to paycheck cycle, get out of debt, and save more money. On average, new users save $600 in the first two months, and more than $6,000 in the first year. Try it free for 30 days. Key Features: Bank Synching—Easily connect all your accounts in one place. On the Go— Realtime access to all your data makes it simple to share finances with a partner. Debt Paydown—The tools and teaching you need to help you get out of debt for good. Goal Tracking—Set and track goals to reach them faster. Reporting—Detailed, visual spending and trend reports help you measure progress and improve. Personal Support—Our friendly support team is available around the clock via email, live chat in the app, and offer 100+ free, live workshops every week. Customer Testimonials: “YNAB is the first budgeting app I’ve ever used, stuck with, and that has made sense. Absolutely love it!” -- @brennandunn “I never, ever, ever thought I’d see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!” -- @taber “3 years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!” -- @HancinGaming “I just don’t know what I’d do without YNAB. I’ve never been so financially aware in my life.” -- @janejoneslives “I’ve been using YNAB for over 2 years, and in 23 days my fiance and I will be paying for our wedding without any loans because of YNAB. Thank you!” -- @Thai_Jonny You’ve Never Budgeted Like This Before YNAB is unlike any personal finance app, expense tracker, or money management system you’ve tried before—because it works. The powerful combination of award-winning apps and a proven method—YNAB’s Four Rules—has changed the lives of hundreds of thousands of people by teaching them to get control of their finances, stop stressing, and live the life they want to live. A Proven Method—YNAB’s Four Rules Rule One: Give Every Dollar A Job | Be intentional about what you want your money to do before you spend it. Rule Two: Embrace Your True Expenses | Break up larger, less frequent expenses into smaller, manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job. Rule Three: Roll With The Punches | When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they’re guilt-free, realistic, and sustainable. Rule Four: Age Your Money | As you repeat the first three rules, you’ll increase the time between earning a dollar and the moment you need to spend it. When your money is at least a month old, you’ll have finally broken the paycheck to paycheck cycle for good. Free for 30 Days, Then an Annual Subscription Subscription Details - YNAB is a one-year auto-renewable subscription, billed annually. - Payment will be charged to iTunes Account at confirmation of purchase. - Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. - Account will be charged for renewal within 24-hours prior to the end of the current period. - Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase. - Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. Terms of Use: https://www.youneedabudget.com/terms/?isolated Privacy Policy: https://www.youneedabudget.com/privacy-policy/?isolated


YNAB (You Need A Budget) App Screenshots

YNAB (You Need A Budget) App Reviews

  • Life changing

    By thanybeth
    With YNAB, we have been able to pay off $67,000 + in debt! This system really helps make budgeting a piece of cake. It takes some trial and error at first, but it’s totally worth it. We feel in control of our money, and I love how easy it is to “roll with the punches”! Thanks, YNAB!
  • It works!

    By pafnorcal
    I’ve been using YNAB for a year. There was a hump at the beginning in learning how to use it, but I did all the help seminars and used the chat feature to work out my gray areas. My goal has been to stop taking money out of retirement. I hung in there and it’s worked. I just paid a big monthly credit card bill, (not debt), and can cover all my expenses. This being able to move money around and see my income/expenses is very empowering. My nephew 29 and my brother-in-law 62 are both using it very satisfyingly. And we each have a very different financial snapshot.
  • This is one great app!!!

    By Alanthefatguy
    I’ve been using YNAB for a couple years now, and it’s one of the best decisions of my life. I’ve been able to completely change my relationship with money and realize it’s a tool, like anything else. I’ve been able to focus on the things I truly want and eliminate the other stuff.
  • Reports Are Awful

    By BobPerry
    Love using YNAB but the “Reports” feature is really lame. The only printable output I can get is a grossly formatted .csv file?! Really? Would it be that hard to allow a list filtered for the information I want to see? Also, don’t understand why you won’t just allow a “Running Total” like the old YNAB used to. I understand the philosophy of “the money I have now,” but in the real world, there is a need to project where I’ll be by the time the next paycheck rolls in. Some of us get paid irregular amounts at irregular intervals. I have seen BOTH these issues brought up on forums and still there is no response. Both seem like ridiculously easy things to offer.
  • Charged for a full year!!!!!!!!!

    By Chloesong
    I was charged for an entire year. The app is confusing and I can’t get a refund. Beware of the free trial ending and getting automatically charged. I tried to contact Apple Support and still could not get a refund. I am absolutely furious because I got this app to try to budget and instead am dealing with issues. 0/5 stars. Do NOT get this app unless you have the money and time to figure how to use it. Not intuitive all all and very frustrating.
  • Convenient mobile app!

    By DecimalDave
    I think there should be an obvious setting to stop selecting a Split transaction when I make a purchase somewhere after a split was done. I don’t think there’s ever been a situation where I have wanted to split a transaction the same way twice in a row.
  • Best budgeting software!

    By tallpauley
    YNAB has brought peace to my financial life over time. Only complaint is the app is not as full featured as the website. So we always bust out our computer when it comes to detailed work
  • Great App/Poor Security

    By SM01106
    I love YNAB, it’s a great system to manage finances. However I’m torn because they currently offer no way to secure the application. I have this installed on my iPhone and iPad, and I have to be careful allowing others to use my devices for concern someone can easily open the YNAB app and see my private financial information. I contacted YNAB and they said they have no immediate plans to add security to the app. I can’t imagine this would be difficult to do. Until then I can’t recommend this app to anyone.
  • Finances have never been so good

    By dolsen
    Before YNAB my finances were out of control. This app has helped me get them under control. Being able to enter expenses wherever I am has helped me get my finances back on track. Also being able to see my budget at any time helps too.
  • Life changing

    By Kwallace6724
    Worth the $$